How to Start on Bybit EU: Sign-up, Fees, MiCA Licence and Limits
A Bybit EU guide: how it differs from global Bybit, the Austrian MiCA licence, the new unified 0.25% fee, deposits, buying, the card and what the licence does not cover.
In short: EU users register on Bybit EU, not the global Bybit. Bybit EU holds a MiCA authorisation from Austria's FMA (May 2025). Since 5 October 2026 spot trading has a unified fee: 0.25% for 30-day volume under EUR 100,000, falling to 0.15% from EUR 500,000. The licence does not cover every product, as Bybit EU itself states on its website.
Bybit EU and global Bybit
Bybit runs a separate platform for the EEA at bybit.eu, operated by a Vienna-based company that, according to a May 2025 report, received MiCA authorisation from Austria's FMA. It serves EEA users except Malta. Access on the global platform is being restricted for EEA users as Bybit aligns with MiCA.
According to available information the licence covers custody and administration of crypto-assets, exchange for funds or other crypto-assets, placing and transfer services. The Bybit EU site itself says some offerings on bybit.eu fall outside MiCAR oversight. Before using a product, check whether it is under the licence.
Fees
From 5 October 2026, 11:00 UTC, Bybit EU uses a unified fee structure. Spot and spot margin per the official fee schedule (Bybit EU help centre, checked 29 October 2026):
| Level | Condition | Fee |
|---|---|---|
| Base | 30-day volume under EUR 100,000 | 0.25% |
| Base | from EUR 100,000 | 0.22% |
| Base | from EUR 250,000 | 0.20% |
| Base | from EUR 500,000 | 0.15% |
| VIP 1 | assets ≥ EUR 100,000 and volume ≥ EUR 1m | 0.12% |
| VIP 2 | assets ≥ EUR 250,000 and volume ≥ EUR 5m | 0.0775% |
| VIP 3 | assets ≥ EUR 500,000 and volume ≥ EUR 10m | 0.075% |
Higher VIP tiers are 0.06%, 0.05% and 0.045%. After identity verification, your exact rate is on the My Fee Rate page. Older figures of 0.1% apply to global Bybit.
Sign-up and verification
- Open bybit.eu and choose Sign Up. According to the site you can register with email, Google or Apple.
- Complete identity verification. Without it your exact fee rate is not shown and you cannot deposit.
- Turn on two-factor authentication and set an anti-phishing code.
Deposit and buying
According to the site you can top up in EUR by SEPA, bank transfer or card. You can buy with One-Click Buy or in the spot interface. The site offers a Lite Mode for the basics and a Pro Mode for advanced use. Always review the price and fees before confirming.
Bybit Card
The Bybit EU site advertises a card with up to 10% back and no annual fees. Terms and currency-conversion fees can change; read them with the card.
Security: what we know
In February 2025 Bybit lost about $1.5 billion of Ether from a cold wallet in an attack and said it covered the shortfall. The exchange also says client assets are backed 1:1. For long-term holding consider a wallet of your own, see Trezor vs Ledger.
Frequently asked questions
Can EU users use global Bybit?
Bybit says it is restricting access for EEA users on the global platform. EU users should use bybit.eu.
How much does Bybit EU cost?
Spot costs 0.25% for 30-day volume under EUR 100,000 and falls to 0.15% from EUR 500,000. These figures come from the official schedule in October 2026.
Does Bybit EU offer futures?
The product range on bybit.eu differs from the global platform and part of it falls outside MiCA. You will see available products after logging in. To understand leverage risk, see the glossary and our live Liquidation War page.
Is Bybit better than Binance?
See Bybit vs Binance. Binance has restricted EU services since July 2026; see Binance and the EU.
Not investment advice. Trading crypto and using leverage is highly risky.
